12.2     You choose the residential address on the application form, as your domicilium citande et executandi (the address where a summons or other legal documents or notices will be delivered to you) to accept service of all documents, pleadings and notices from us in connection with the agreement. Is video really “the future of content marketing”? For example, 0% introductory APRs and initial rewards bonuses dried up during the Great Recession. $500 will be paid after 4 weeks and $1000 will be paid after 6 months. The bsmart card is distributed to the member by registered mail or by courier or other means. Unless otherwise agreed by Cape Consumers, the interest rate that will apply to overdue balances will be the maximum rate for incidental credit agreements allowed for by the NCA. Cape Consumers will claim payment from the member for the value of the transactions incurred by the member on the bsmart card, mobile app or account for the trading period. The performance would be measured against laid down company standards, but the bonus would not be paid only for the occasional work done which exceeds company standards, but for, In a situation where the results achieved by a department depend entirely on the collective effort of all employees in the department, the amount of the bonus could be calculated on the basis of a percentage of profits achieved over and above what was budgeted for, or as a percentage of the total profits generated by the department and so on. var addy_textfad9d99344fe0d620c9454850c2802dd = 'info' + '@' + 'bsmart' + '.' + 'co' + '.' + 'za';document.getElementById('cloakfad9d99344fe0d620c9454850c2802dd').innerHTML += ''+addy_textfad9d99344fe0d620c9454850c2802dd+'<\/a>'; You agree not to exceed the purchase limit. If your card is lost or stolen, a replacement fee of R 69.00 per card will be charged. HOURS. Consumers of 201-400 units of electricity will receive approximately 50 per cent subsidy," Kejriwal said. Team member must be active at the time of the payout. atever the case, the method of calculation must be fair and equitable. You will not be entitled to any refund of amounts which we debited in terms of the debit order mandate if you legally owed these amounts. pay all legal costs on the scale as between attorney and client, which will include interest, tracing fees and collection commission, as the case may be. Get detailed GlaxoSmithKline Consumer Healthcare Ltd. stock price news and analysis, Dividend, Bonus Issue, Quarterly results information, and more. “due date” means the date that payment is due to Cape Consumers for purchases made from retailers during the trading period, and which date will be the last day of each month; 1.12. You must pay the full amount due as per your monthly statement of account on the last day of the month for which the statement applies. The production bonus is based, not on performance measured against company standards, but rather on production measured against targets. In the case of the employer who presently does not pay bonuses of any sort, it is entirely up to the employer to decide whether he wishes to pay bonuses or not. Subject to clause 9.2 below, you will pay a monthly bsmart membership fee of R 120.00 in consideration for the services that we provide. Wh. The payment will be due to Cape Consumers by month end of the month in which the trading period ends. If an employer who presently does not pay bonuses of any sort wishes to continue on that route he can do so, without fear of being accused of … This bonus is normally classed as a gratuity - in other words, a payment of gratitude by the employer to the employee in recognition of a job well done, or if you like, going the extra mile. or at any time during the term of the agreement, is correct. “bsmart membership” or “membership” means the Buyers Reserve Fund membership as provided for in our Memorandum of Incorporation and Articles of Association in terms whereof Cape Consumers administers a buy aid for and on behalf of members, including a rewards offering and bonus as referred to in clause 6.2; 1.7. Cape Consumers receives members’ transactional details from Co-Switch or WiGroup as the authors and processors of the transactions through card, mobile app and account. 5.2       Although no immediate payment to the retailer takes place when you use the card, mobile app or account number, no interest will run from date of purchase, as this is not a credit agreement. You may settle the total outstanding balance, whether due or not, at any time prior to the last day of the month. If your child can save £50 or more by 2 December 2018, they will get a £10 bonus as a reward. It must be admitted that the additional production and the reduced rejection rate can only mean good management within the department, and it can only mean a genuine interest in the job by the employees, thus generating additional profits for the shareholders. They will get a zero electricity bill. All things being equal, Easy … 6.4       We may decide at our sole discretion to make payments to the Buyers Reserve Fund. 5.12      You must take proper care of your card, including taking all possible steps to prevent any person who does not have the authority to use it, from using it, or to prevent the card from being lost, stolen or damaged. No bonus will be payable in relation to the full amount of bonus qualifying purchases for a trading period where the amount due was not paid in full on or before the due date. About Cape Consumers: VISIT OUR WEBSITE Connect with Cape Consumers: Where we live: 14 Christiaan Barnard Street, Western cape, … Measurement is also based on quality of production. Please note that not all purchases may qualify for the bonus payment referred to in clause 6.2 above. Goldman Sachs CNX 500 Fund - Direct Plan - … Should a member wish to change the frequency from quarterly to annually or vice versa, the member must give Cape Consumers notice on anniversary of membership. The agreement is not for a fixed period and will continue until either party cancels it in terms of the agreement. Last Dividend(%) 1050. Copyright © 2021. Via marketing & advertising they claim to pay a specific % by retailer / supermarket but the actual bonus paid out is much less than this. Bonus. Mutual Funds Invested. To help people better understand the credit card market, WalletHub tracks interest rates, rewards and fees across credit segments, highlighting the most important trends in our quarterly landscape reports. However, over the years most employees have come to expect the payment of the 13th Cheque as a right or entitlement, or as a condition of employment. 14.4     We may also proceed with legal action against you to enforce the agreement. The bonus calculation may differ from member to member, taking into account amongst other the member’s monthly spend on the card. We receive a large number of inquiries on our e-mail facility regarding the payment of bonuses. Whatever the case, the method of calculation must be fair and equitable. You hereby authorise us to cede (transfer) to any third party, all rights title and interest in and to all or part of your debt with us. In addition to other functionality you may also use the mobile app to purchase goods and/or services at participating retailers. If you agree with Cape Consumers to pay any outstanding amount in monthly instalments after we have suspended or terminated your account and membership, it does not mean that we have re-opened the account or that the membership agreement enacted again. and "can we pay off bonus in December and half in January?" Goldman Sachs CNX 500 Fund - Growth. Latest Discount Offers, Exchange Bonus on Ignis, Baleno, Ciaz, XL6 and S Cross in March 2021 “account” or “account number” means the member’s unique bsmart account number with linked purchase limit as agreed between the parties; “agreement” means the agreement between the member and Cape Consumers for bsmart membership and the use of the bsmart card on these terms and conditions; “application” means an application for bsmart membership and use of a bsmart card on these terms; “bonus” means the bonus referred to in paragraph 6.2; “bonus qualifying purchases” means purchases of goods and/or services that qualify for a bonus in terms of Cape Consumers’ policies; “bsmart membership” or “membership” means the Buyers Reserve Fund membership as provided for in our Memorandum of Incorporation and Articles of Association in terms whereof Cape Consumers administers a buy aid for and on behalf of members, including a rewards offering and bonus as referred to in clause 6.2; “Buyers Reserve Fund” means the fund established by the company, for the members in terms of the Memorandum of Incorporation; “Cape Consumers” or “company” or “us” or “we” or “our” means Cape Consumers (Pty) Ltd, Registration No. If we in our discretion settle any transaction or purchase that exceeds the purchase limit, this does not mean that we have increased your purchase limit permanently. The employer must bear in mind that many employees count the amount of the bonus into their normal household budget during the holiday season, and they depend on the bonus to pay for the annual holiday, Christmas presents and so on. 4.6       As part of the application process you are required to answer all questions truthfully and you agree that we may share your information with third parties, including credit bureaus for purposes of your application and your agreement with us. Cape Consumers determine their internal risk rules in their own discretion in the interest of the company and the members. 9.4        If you have chosen to pay by debit order, the first payment will be due as indicated in your first monthly statement. 15.4     If any of the parties take legal action to enforce the agreement (including legal action against you to recover any amount due to us), the parties agree to: 15.4.1   the jurisdiction of the Magistrate’s Court even if the amount claimed is more than what the Magistrate’s Court normally be entitled to determine; and. The card, mobile app and account may not be used for payment of any retailer accounts unless specifically permitted by Cape Consumers in terms of an arrangement agreed between Cape Consumers and a retailer and agreed in writing by Cape Consumers with the member. document.getElementById('cloakfad9d99344fe0d620c9454850c2802dd').innerHTML = ''; 5.9     You can tender the card, mobile app or account number (where applicable) to the retailers for payment of goods and/or services to the maximum amount of your monthly purchase limit available at the time of the purchase. Generally, the most common questions are "what does the law say about bonuses?" “Cape Consumers” or “company” or “us” or “we” or “our” means Cape Consumers (Pty) Ltd, Registration No. If you do not agree with any item or entry on the monthly statement, you must write to us within 30 (THIRTY) days of the date of the statement and inform us why you do not agree in order for us to investigate it, obtain the relevant documents and make the necessary enquiries. “mobile app”means a software application downloaded by the member on his/her mobile device used as a point-of-sale integrated mobile payment application provided by a third party and by use of a QR code and pin; 1.14. A performance bonus can also be paid as a lump sum to a department, and split up in equal amounts to each employee in that department. The member remains responsible for all amounts owing on the account and the purchase limit will not increase as a result of secondary cards issued. The card, mobile app and account may not be used for payment of any retailer accounts unless specifically permitted by Cape Consumers in terms of an arrangement agreed between Cape Consumers and a retailer and agreed in writing by Cape Consumers with the member. 2017/390256/07; 1.17. 5.7       You may only use the card and account to purchase goods and/or services. City of Cape Town pays an average of R22,052 in annual employee bonuses. This bonus is normally classed as a gratuity - in other words, a payment of gratitude by the employer to the employee in recognition of a job well done, or if you like, going the extra mile. In the event of the member terminating membership, any bonus due will be credited to the member’s account and paid out. var addyfad9d99344fe0d620c9454850c2802dd = 'capecon' + '@'; 5.11     The card will never become your property and you must return it to us on termination of membership or on request. “Co-Switch” or “Co-operative Switch” means Co-Operative Switch (Pty) Ltd, Registration No. . If we terminate the agreement due to breach, you will forfeit any bonus payments and your share of the Buyers Reserve Fund that would have been due to you at the date of breach of the agreement. 8.3        The monthly account statement is prima facie (on the face of it) proof of your debt with us for the purchases from retailers and you agree that if you dispute that, you will have to prove that. 15.2      We may hand over your debt to attorneys or debt collectors for collection in which case the permissible charges as allowed for in law will apply. July 31, 2020 by Ben 19. current month whereas previous month BV is added to determine the levels. The payment will be due to Cape Consumers by month end of the month in which the trading period ends. That's $1,000 when you redeem through Chase Ultimate Rewards®. If you are in breach of the agreement, the full outstanding amount (including capital, interest and fees) will immediately become due and payable and you may be liable for other costs that the law allows us to charge, like collections costs. 9.3        You must pay all amounts shown in the monthly statement or account that are due to us, on or before the due date. Account Type: Checking; Availability: Nationwide Expiration Date: Limited Time; Credit Inquiry: Soft Pull; ChexSystems: No; Opening Deposit: $25; Credit Card Funding: Up to $500; Direct Deposit Requirement: Yes; Monthly Service Charge: See … Month on month industry ranking #50 Nov #55 Oct #66 Sep #81 Aug. Month on month TrustIndex. Any person that meets the minimum requirements in terms of Cape Consumers’ internal risk rules may apply for membership. 5.13     The card pin must be kept private and may not be shared with anyone else. “agreement” means the agreement between the member and Cape Consumers for bsmart membership and the use of the bsmart card on these terms and conditions; 1.3. 11.2     Before you make the final payment, you must request the total amount owing to us and we will confirm the amount either telephonically, or via fax or e-mail. 8.5       It is important that you check your monthly statement to make sure that it is correct. And 72% of consumers say that they now “prefer videos” over text-based content. To suddenly advise employees as late as November or early December that no bonuses will be paid this year could land you up at the CCMA on a charge of unfair labour practice with respect to the provision of benefits. “member” means a person who has entered into an agreement on these terms and is described as a “buyer” in our Memorandum of Incorporation; 1.13. This offer does not apply to Peak Weeks (school holidays) and long weekends. We will provide you with a list of all participating retailers on request. 8.1        Unless otherwise agreed we will deliver a monthly statement of account to you by email to the email address provided in your application. U.S. Bank will give you up to a $400 bonus if you open a new U.S. Bank consumer checking account using the promotion code 2021Q1C and receive two or more recurring direct deposits within 60 days of account opening and be enrolled in e-statements by April 14, 2021. 9.7        If you give such notice and cancel the debit order mandate, the cancellation will not cancel the agreement. Some employers may argue that they don't know six months in advance that they will be unable to pay the bonus, but surely by midyear they must have some idea of what the profits will be like at the end of the year. Some employers may argue that they don't know six months in advance that they will be unable to pay the bonus, but surely by midyear they must have some idea of what the profits will be like at the end of the year. We may hand over your debt to attorneys or debt collectors for collection in which case the permissible charges as allowed for in law will apply. 13.2     We may make enquiries with third parties to confirm whether the information that you supplied during the application process. Trovato House, 1 Coach Road, Wynberg, CAPE TOWN 7800 Tel: 021 761 6001 • Fax: 021 761 4271 Email: operations@forever.co.za • www.foreverliving.com LIVING FOREVER PRODUCTS 08/07/2010. Cape Consumers may allow you to apply for membership and to enter into the agreement with Cape Consumers by telephonic or electronic means. 9.2        You agree to pay interest on any amount outstanding after the due date for payment. Therefore, those employers who now wish to change the status quo regarding payment of bonuses, either by paying less, or by paying at the different time of the year than what has been the case in the past, or by splitting what was an annual bonus into two separate payments, will have to consult with the employees, explain the problems, and try to get them to accept the new system. This is evidenced by the fact that at  job application interviews most applicants will ask "do you pay a 13th Cheque?". These services include the management and administration of the Buyers Reserve Fund and negotiating with and regulating the relationships with participating retailers. As part of the application process you are required to answer all questions truthfully and you agree that we may share your information with third parties, including credit bureaus for purposes of your application and your agreement with us. 5.10     We are not liable to pay any entity or person who is not a retailer as defined in the agreement. If you breach the agreement you will forfeit the bonus payment for the months where you were in breach and you will forfeit your share of the Buyers Reserve Fund as provided for in clause 6.2 and clause 6.4. 6.3        Please note that not all purchases may qualify for the bonus payment referred to in clause 6.2 above. This is not to say that a few disgruntled employees will not proceed with a claim  of unfair labour practice, but that is a problem that will not prove to be insurmountable. However, over the years most employees have come to expect the payment of the 13th Cheque as a right or entitlement, or as a condition of employment. “Buyers Reserve Fund” means the fund established by the company, for the members in terms of the Memorandum of Incorporation; 1.8. The … If we do not exercise or enforce all our rights it will not mean that we waive (do away with) our rights in terms of the agreement. 5.3       The bsmart card and mobile app can only be used by the member at retailers who have agreements with Cape Consumers. var prefix = 'ma' + 'il' + 'to'; That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards® 4.3       Cape Consumers determine their internal risk rules in their own discretion in the interest of the company and the members. We will deal with the three common types of bonus, namely the Christmas bonus or 13th cheque as it is known, the performance bonus and the production bonus. “card” or “bsmart card”means the bsmart transaction card, a valid electronic card issued by the Co-operative Switch (Co-switch) or Innervation for members to facilitate transactions with retailers; 1.11. The 13th cheque or Christmas bonus. 4320104542; “card” or “bsmart card”means the bsmart transaction card, a valid electronic card issued by the Co-operative Switch (Co-switch) or Innervation for members to facilitate transactions with retailers; “due date” means the date that payment is due to Cape Consumers for purchases made from retailers during the trading period, and which date will be the last day of each month; “member” means a person who has entered into an agreement on these terms and is described as a “buyer” in our Memorandum of Incorporation; “mobile app”means a software application downloaded by the member on his/her mobile device used as a point-of-sale integrated mobile payment application provided by a third party and by use of a QR code and pin; “purchase limit” means the maximum amount allocated to a member and for which a member may purchase during a trading period through use of the bsmart card, mobile app or account; “retailer” means any participating supplier of goods and/or services who has entered into a retailer agreement with Cape Consumers in terms whereof goods and/or services will be supplied to members against payment utilising the bsmart card, mobile app or account; “Co-Switch” or “Co-operative Switch” means Co-Operative Switch (Pty) Ltd, Registration No. 5.1       Members may use the bsmart card, mobile app or bsmart account number (where applicable) to facilitate payment for goods and services from retailers. If any of the parties take legal action to enforce the agreement (including legal action against you to recover any amount due to us), the parties agree to: the jurisdiction of the Magistrate’s Court even if the amount claimed is more than what the Magistrate’s Court normally be entitled to determine; and. 15.1     If you breach any term of the agreement, we may without limiting any of our rights in terms of the law, terminate your membership, cancel the use of the card/s, mobile app and/or account immediately and demand that you pay the full outstanding balance which will immediately become due and payable and immediately return the cards to us. Signing up for credit cards through partner links earns us a commission. In other words, they expect to be paid a 13th cheque irrespective of whether the job is well done or irrespective of whether they travel the extra mile. You need JavaScript enabled to view it. You may apply for an increase in your purchase limit at any time after becoming a member and Cape Consumers will consider the request in accordance with their internal risk rules. You must pay all amounts shown in the monthly statement or account that are due to us, on or before the due date. 4.4       You may apply for an increase in your purchase limit at any time after becoming a member and Cape Consumers will consider the request in accordance with their internal risk rules. For more information contact emailProtector.addCloakedMailto("ep_73170d7b", 1); The OHS Act and the Responsibilities of Management, 08 April 2021 (09:00 - 16:00) (Fully Booked), 09 April 2021 (09:00 - 12:00) (Fully Booked), Strategic Human Resources Management (HRM) and - Business Partnering, COVID-19 Workplace Compliance Health, Safety and Claims Management Course, POPIA: Protection of Personal Information Act, 15 April 2021 (09:00 - 12:00) (Fully Booked), Managing Day to Day Issues/ Problem Employees Full day workshop, Health and Safety Representative and Committee Training Course, The website is not compatible with this IE version,please upgrade to the latest version of Internet Explorer. to accept service of all documents, pleadings and notices from us in connection with the agreement. 60.37. And the decline in consumer credit quality during that period was a big reason why. If there was indeed an error, we will refund you the amount that we owe to you. Part of the application process involves a financial risk assessment in terms of Cape Consumers’ internal risk rules to determine a purchase limit for which the member may purchase during a trading period. Cape Consumers assists members to effect economies and savings in regard to their expenditure. 5.15     Once you have reported the theft or loss of a card, Cape Consumers will not hold you liable if someone uses the card after you notified us, unless: 5.15.1      your signature appears on the voucher, sales slip or similar record confirming that you used the card; or, 5.15.2      the card pin was compromised (used by someone other than yourself); or. Part Time positions: Sign on bonus will be prorated based upon the scheduled biweekly hours**** Generally, the most common questions are "what does the law say about bonuses?" This means that line management and the shop foremen and even supervisors have to become much more closely involved with the monitoring of performance on the shop floor and careful records must be kept. **** Sign on bonus of $1500 will be paid in 2 installments. “application” means an application for bsmart membership and use of a bsmart card on these terms; 1.4. It is therefore up to the employer to get things back onto a proper footing. The discount is paid annually to their members as a bonus based on purchases. The bottom line is that should the employees refuse to accept the change, but the employer has good,  sound and reasonable commercial rationale for making the change, then he can go ahead and implement it after negotiations, even if all employees do not agree to it.
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